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Stay Alert: Understanding Storm Chaser Contractors
In the aftermath of powerful storms, homeowners are often approached by contractors who claim to provide urgent repairs. These "storm chasers" are typically not local, making promises that may sound too good to be true. Recognizing the characteristics of these contractors is crucial to protecting your home and wallet.
Identifying the Red Flags
One of the first signs of a storm chaser is their urgent approach right after a storm. They often solicit business door-to-door and may offer to waive your insurance deductible, which is illegal. Contracts are often vague, lacking specific dollar amounts or requirements needed before your insurance adjuster assesses the damage.
Reliable contractors will not pressure you to sign contracts without full clarity, nor should they ask you to procure building permits. They also provide legitimate references and proof of insurance. Be wary of unmarked vehicles or companies using PO boxes. If their price appears significantly lower than others, this could be another indication that they are untrustworthy.
Storm Damage: What Are the Risks?
Hiring a storm chaser can lead to long-term issues, such as warranty problems and safety hazards. For example, if a roofer without insurance is hurt while working on your property, you may be liable for their medical expenses. Additionally, warranties for roofing materials might become void if the installation is poorly executed, leaving you vulnerable if repairs fail later.
Supporting Your Local Community
Storm chaser scams don’t just harm individual homeowners; they affect local economies too. As these contractors cut corners on insurance and materials to offer the lowest prices, legitimate local contractors find it hard to compete. This can lead to a monopolized market where homeowners have fewer options when disaster strikes, jeopardizing long-term home improvement quality.
Conclusion: Be Informed, Be Safe
In conclusion, it’s essential to be informed about who you hire for home repairs after a storm. Take the time to vet contractors, check references, and ensure they have proper licensing and insurance. This not only protects your own home but also upholds the standards of your local construction community.
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